The 4-H Grows Here Debit Card works like no other card.

The California 4-H Foundation is excited to share this innovative, grassroots method for raising money for local 4-H programs. We’re working with GroundSwell, a social purpose corporation that empowers people to use their everyday purchasing as a force for good.


  • Good for 4-H youth: 4-H youth programs get the benefit of ongoing funding according to the participation in your county, to be used where it’s needed most in your county. 
  • Good for you: Awesome rewards, zero recurring fees, no credit check. Every purchase helps your 4-H county, but that money doesn’t come out of your pocket. Please read on! 
Banks make $90 billion a year from processing our debit and credit card purchases. 

Instead, what if you could turn your purchases into donations for your 4-H county, raising money without more coming out of your pocket? When you use a  4-H Grows Here Visa Debit Card from GroundSwell, up to 1% of your total purchases goes to 4-H youth in your county. 

The California 4-H community is leading the way to develop the next generation of True Leaders. The 4-H Grows Here Visa Debit Card is a powerful way for us to pursue this shared goal, without requiring extra time or money.

Imagine being able to provide an extra $10 a month to help 4-H youth, without it coming out of your pocket. Simply put $1,000 of your normal monthly spending on this card (e.g., online purchases, a few bills, groceries, etc.). It really adds up, if we all join in together. 

Where does the money come from?

Whenever you use a card, merchants pay a processing fee. By using the 4-H Grows Here Visa Debit Card, up to 1% of your total purchases helps youth in your county. That money comes from the processing fee the merchant pays to the bank. So instead of all of that fee going to the bank – up to 1% goes directly to your county’s 4-H programs.


Free of monthly fees and no credit check.


Connect the card to your existing bank account – no need to change your current bank.


FDIC Insured. Real-time confirmation of purchase and balance via email.


Immediate rewards for food, shopping, travel, and even local merchants.

Big changes start with small decisions.

Before we initiate a rollout in Summer 2020, we’d like to get your feedback. When the card is ready you can be the first to learn more from California 4-H Foundation and GroundSwell. 

Thank you for your thoughts! Your responses or personal information will not be shared for any purpose beyond the development of the 4-H Foundation/GroundSwell program as described on this page.

A portion of the proceeds will be used to support 4-H educational programs. No endorsement of the product is implied or intended.

Cards are issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. By using this card you agree to the Terms and Conditions stated in the Cardholder Agreement.